*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Montserrat',Calibri,system-ui,sans-serif;background:#fff;color:#1B3A6B;font-weight:500}
a{color:inherit}img{max-width:100%;display:block}
.nav{background:#fff;border-bottom:4px solid #CFE4EF;position:sticky;top:0;z-index:100}
.nav-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:14px 48px;gap:24px}
.nav-logo{display:flex;align-items:center;text-decoration:none}.nav-logo img{height:62px;width:auto}
.nav-links{display:flex;gap:32px;list-style:none}
.nav-links a{font-size:14px;color:#1B3A6B;text-decoration:none;font-weight:700;letter-spacing:.02em}
.nav-links a:hover{color:#FFBA20}
.nav-links a.active{color:#FFBA20;font-weight:800;text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:2px}
.nav-cta{background:#FFBA20;color:#000;font-size:14px;font-weight:800;padding:13px 26px;border-radius:5px;text-decoration:none;letter-spacing:.04em;text-transform:uppercase}
.eyebrow{font-size:11px;color:#1B3A6B;letter-spacing:.18em;text-transform:uppercase;font-weight:800;margin-bottom:16px;display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:#FFBA20;flex-shrink:0}
.amber{color:#FFBA20}
.btn-gold{background:#FFBA20;color:#000;font-size:13px;font-weight:800;padding:14px 28px;border-radius:5px;text-decoration:none;display:inline-block;letter-spacing:.04em;text-transform:uppercase;border:0;cursor:pointer;font-family:inherit}
.btn-gold:hover{background:#e8a60e}
.btn-ghost{border:3px solid #1B3A6B;color:#1B3A6B;font-size:13px;font-weight:800;padding:11px 28px;border-radius:5px;text-decoration:none;display:inline-block;background:transparent;letter-spacing:.04em;text-transform:uppercase}
.btn-ghost:hover{background:#1B3A6B;color:#fff}
.cred-bar{background:#1B3A6B;padding:18px 48px;display:flex;align-items:center;justify-content:center;gap:36px;flex-wrap:wrap}
.cred-item{display:flex;align-items:center;gap:10px}.cred-dot{width:8px;height:8px;border-radius:50%;background:#FFBA20}
.cred-text{font-size:12px;color:#CFE4EF;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.section-divider{height:4px;background:linear-gradient(90deg,#CFE4EF 0%,#CFE4EF 46%,#FFBA20 46%,#FFBA20 54%,#CFE4EF 54%,#CFE4EF 100%)}
.section{padding:60px 48px}.section-inner{max-width:1280px;margin:0 auto}
.sec-ice{background:#EAF4F9}
.sec-eyebrow{font-size:11px;color:#2E6DA4;letter-spacing:.16em;text-transform:uppercase;font-weight:800;margin-bottom:10px;display:inline-flex;align-items:center;gap:10px}
.sec-eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:#FFBA20}
.sec-h2{font-size:36px;font-weight:800;color:#1B3A6B;margin-bottom:12px;letter-spacing:-.015em;line-height:1.1}
.sec-sub{font-size:15px;margin-bottom:32px;line-height:1.65;max-width:700px}
.tag{display:inline-flex;align-items:center;gap:7px;font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#1B3A6B;background:#EAF4F9;border:1px solid #CFE4EF;border-radius:20px;padding:5px 12px}
.tag i{width:8px;height:8px;border-radius:50%;display:inline-block}
.cta-band{background:#1B3A6B;padding:60px 48px;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;border:30px solid rgba(255,186,32,.14)}
.cta-inner{max-width:860px;margin:0 auto;text-align:center;position:relative;z-index:1}
.cta-eyebrow{font-size:11px;color:#FFBA20;letter-spacing:.18em;text-transform:uppercase;font-weight:800;margin-bottom:14px}
.cta-h{font-family:Georgia,serif;font-size:36px;font-weight:700;color:#fff;margin-bottom:14px;line-height:1.12}
.cta-body{font-size:15px;color:#CFE4EF;line-height:1.7;margin-bottom:28px}
.footer{background:#EAF4F9;border-top:4px solid #CFE4EF}
.footer-inner{max-width:1280px;margin:0 auto;padding:44px 48px;display:grid;grid-template-columns:2fr 1fr 1.4fr;gap:40px}
.footer-brand img{height:84px;width:auto;margin-bottom:12px}
.footer-tagline{font-size:12px;color:#2E6DA4;font-style:italic;font-weight:600;max-width:340px}
.footer-contact{font-size:12px;margin-top:8px;font-weight:600}
.footer-label{font-size:11px;text-transform:uppercase;letter-spacing:.14em;font-weight:800;margin-bottom:10px}
.footer-links{font-size:13px;font-weight:600}.footer-links a{text-decoration:none;display:block;margin-bottom:5px}
.footer-links a:hover{color:#FFBA20}
@media(max-width:768px){
.nav-inner{padding:10px 20px;gap:10px;flex-wrap:wrap}.nav-logo img{height:48px}
.nav-links{gap:13px;width:100%;order:3;flex-wrap:wrap}.nav-links a{font-size:11.5px}
.nav-cta{font-size:12px;padding:11px 18px}
.cred-bar{padding:14px 20px;gap:14px;justify-content:flex-start}
.section{padding:40px 20px}.sec-h2{font-size:26px}
.cta-band{padding:44px 20px}.cta-h{font-size:27px}
.footer-inner{padding:28px 20px;grid-template-columns:1fr;gap:24px}.footer-brand img{height:68px}
}

.h-hero{background:#CFE4EF;padding:52px 48px 60px;overflow:hidden}
.h-hero-inner{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:1fr 420px;gap:56px;align-items:center}
.h-h1{font-family:Georgia,serif;font-size:58px;font-weight:700;line-height:1.06;letter-spacing:-.015em;margin-bottom:16px}
.h-sub{font-size:17px;line-height:1.6;max-width:620px;margin-bottom:28px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap}
.orbit{position:relative;width:420px;height:420px}
.orbit .ring{position:absolute;inset:34px;border:2px dashed #2E6DA4;border-radius:50%;opacity:.45}
.orbit .ring2{position:absolute;inset:110px;border:2px solid #fff;border-radius:50%;opacity:.8}
.orbit .core{position:absolute;left:50%;top:50%;width:150px;height:150px;transform:translate(-50%,-50%);background:#fff;border-radius:50%;box-shadow:0 10px 30px rgba(27,58,107,.18);display:grid;place-items:center;animation:pulse 4s ease-in-out infinite}
.orbit .core img{width:118px;height:118px;object-fit:contain}
@keyframes pulse{0%,100%{box-shadow:0 10px 30px rgba(27,58,107,.18),0 0 0 0 rgba(255,186,32,.5)}50%{box-shadow:0 10px 30px rgba(27,58,107,.18),0 0 0 18px rgba(255,186,32,0)}}
.orbit .spin{position:absolute;inset:0;animation:spin 40s linear infinite}
.orbit .node{position:absolute;left:50%;top:50%;width:0;height:0}
.orbit .cr{position:absolute;left:0;top:0;width:0;height:0;animation:spin 40s linear infinite reverse}
.orbit .node span{position:absolute;transform:translate(-50%,-50%);white-space:nowrap;background:#1B3A6B;color:#fff;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:8px 13px;border-radius:20px;box-shadow:0 6px 16px rgba(27,58,107,.22);display:inline-flex;gap:7px;align-items:center}
.orbit .node span::before{content:"";width:7px;height:7px;border-radius:50%;background:#FFBA20}
.orbit .node.g span{background:#FFBA20;color:#000}.orbit .node.g span::before{background:#1B3A6B}
@keyframes spin{to{transform:rotate(360deg)}}
.orbit:hover .spin,.orbit:hover .cr{animation-play-state:paused}
.pick{display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:start}
.prompts{display:flex;flex-wrap:wrap;gap:10px}
.prompt{font-family:inherit;font-size:13px;font-weight:700;color:#1B3A6B;background:#fff;border:2px solid #CFE4EF;border-radius:30px;padding:11px 18px;cursor:pointer;transition:all .2s;text-align:left}
.prompt:hover{border-color:#FFBA20;transform:translateY(-2px)}
.prompt.on{background:#1B3A6B;border-color:#1B3A6B;color:#fff}
.answer{background:#fff;border-radius:14px;border:2px solid #CFE4EF;border-top:6px solid #FFBA20;padding:28px 30px;min-height:230px;box-shadow:0 10px 26px rgba(27,58,107,.07);transition:opacity .25s,transform .25s}
.answer.swap{opacity:0;transform:translateY(8px)}
.answer .lbl{font-size:11px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#2E6DA4;margin-bottom:10px}
.answer .t{font-family:Georgia,serif;font-size:25px;font-weight:700;line-height:1.25;margin:12px 0 10px}
.answer p{font-size:14.5px;line-height:1.65;margin-bottom:18px}
.answer .empty{font-family:Georgia,serif;font-style:italic;font-size:19px;line-height:1.5;color:#2E6DA4;padding-top:36px}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:28px}
.chip{font-family:inherit;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:9px 16px;border-radius:30px;border:2px solid #CFE4EF;background:#fff;color:#1B3A6B;cursor:pointer;display:inline-flex;gap:8px;align-items:center;transition:all .2s}
.chip i{width:8px;height:8px;border-radius:50%}
.chip:hover{border-color:#1B3A6B}.chip.on{background:#1B3A6B;color:#fff;border-color:#1B3A6B}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:2px solid #CFE4EF;border-radius:14px;padding:26px 26px 22px;position:relative;overflow:hidden;transition:transform .25s,box-shadow .25s,border-color .25s}
.card::before{content:"";position:absolute;left:0;top:0;right:0;height:6px;background:var(--c)}
.card:hover{transform:translateY(-6px) rotate(-.4deg);box-shadow:0 18px 34px rgba(27,58,107,.13);border-color:var(--c)}
.card .num{font-family:Georgia,serif;font-size:54px;font-weight:700;line-height:1;color:transparent;-webkit-text-stroke:2px #FFBA20;margin-bottom:14px;transition:all .25s}
.card:hover .num{color:#FFBA20}
.card .tag{align-self:flex-start}
.card .ct{font-family:Georgia,serif;font-size:21px;font-weight:700;line-height:1.28;margin:14px 0 10px}
.card .cd{font-size:13.5px;line-height:1.6;flex:1;margin-bottom:18px}
.card .cm{display:flex;justify-content:space-between;align-items:center;font-size:12px;font-weight:800;border-top:2px solid #EAF4F9;padding-top:14px}
.card .cm .go{color:#2E6DA4;text-transform:uppercase;letter-spacing:.06em;transition:transform .2s}
.card:hover .cm .go{transform:translateX(4px);color:#1B3A6B}
.card.feat{grid-column:span 2;background:linear-gradient(135deg,#1B3A6B 0%,#2E6DA4 100%);border-color:#1B3A6B;color:#fff}
.card.feat .ct{font-size:30px;color:#fff}.card.feat .cd{color:#CFE4EF;font-size:15px;max-width:560px}
.card.feat .cm{border-color:rgba(207,228,239,.25)}.card.feat .cm .go{color:#FFBA20}
.card.feat .tag{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.25);color:#fff}
.card.feat .flag{position:absolute;right:22px;top:24px;background:#FFBA20;color:#000;font-size:10px;font-weight:900;letter-spacing:.14em;text-transform:uppercase;padding:6px 12px;border-radius:4px;transform:rotate(3deg)}
.card.hide{display:none}
@media(max-width:1060px){.h-hero-inner{grid-template-columns:1fr}.orbit{margin:0 auto;transform:scale(.85)}.pick{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}}
@media(max-width:768px){.h-hero{padding:34px 20px 30px}.h-h1{font-size:34px}.orbit{transform:scale(.72);margin:-50px auto -40px}.grid{grid-template-columns:1fr}.card.feat{grid-column:auto}.card.feat .ct{font-size:24px}.btn-gold,.btn-ghost{width:100%;text-align:center}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}